Thursday, April 24, 2008

Online "Free" Credit Reports Not Always So Free

American Public Media's 5-minute daily tech show Future Tense did an episode yesterday about and similar websites (link goes to site where you can stream this episode). Several years ago, the U.S. federal government required credit agencies Experian, Equifax, and Transunion to put up the website, where you can actually get a free, annual credit report. Since then, these same credit agencies have put up other websites with similar names. These other sites often include "free" in the web address, but they actually exist to try and sell you unnecessary, additional credit services that the average consumer doesn't really need. So, despite the advice of the singing pirate guy, you should probably stick with if you want a report that is easy to get and actually free.

No comments: